ယနေ့ ဇန်နဝါရီလ ( ၂၃ ) ရက်နေ့ မနက် ( ၉ )နာရီ ဝန်းကျင် အရ ငွေလဲနှုန်း ၊ ရွှေဈေးနှုန်း ၊ စက်သုံးဆီဈေးနှုန်း ၊ ဆန်ဈေးနှုန်း များ

ယနေ့ ဇန်နဝါရီလ ( ၂၃ ) ရက်နေ့ မနက် ( ၉ )နာရီ ဝန်းကျင် အရ ငွေလဲနှုန်း ၊ ရွှေဈေးနှုန်း ၊ စက်သုံးဆီဈေးနှုန်း ၊ ဆန်ဈေးနှုန်း များ


ယနေ့ ဇန်နဝါရီလ ( ၂၃ ) ရက်နေ့ မနက် ( ၉ )နာရီ ဝန်းကျင် အရ ငွေလဲနှုန်း ၊ ရွှေဈေးနှုန်း ၊ စက်သုံးဆီဈေးနှုန်း ၊ ဆန်ဈေးနှုန်း များမှာ အောက်ပါအတိုင်းဖြစ်ပါတယ်။
မှတ်ချက်
ဆန်စျေးများမှာကုန်သည်ကြီးများအသင်းမှစျေးဖြစ်သည့်အတွက် နေရာဒေသပေါ်မူတည်၍ ကွဲလွဲမှုရှိပါသည်။
ရွှေစျေးနှင့် စက်သုံးဆီစျေးများသည်လည်း နေရာဒေသအလိုက်အနဲငယ်ကွာခြားမှုရှိနိုင်ပါသည်။








What Is a Loan?

The term loan refers to a type of credit vehicle in which a sum of money is lent to another party in exchange for future repayment of the value or principal amount. In many cases, the lender also adds interest or finance charges to the principal value which the borrower must repay in addition to the principal balance.

Loans may be for a specific, one-time amount, or they may be available as an open-ended line of credit up to a specified limit. Loans come in many different forms including secured, unsecured, commercial, and personal loans. KEY TAKEAWAYS A loan is when money is given to another party in exchange for repayment of the loan principal amount plus interest. Lenders will consider a prospective borrower’s income, credit score, and debt levels before deciding to offer them a loan.

A loan may be secured by collateral such as a mortgage or it may be unsecured such as a credit card. Revolving loans or lines can be spent, repaid, and spent again, while term loans are fixed-rate, fixed-payment loans. Lenders may charge higher interest rates to risky borrowers. Understanding Loans A loan is a form of debt incurred by an individual or other entity. The lender—usually a corporation, financial institution, or government—advances a sum of money to the borrower.

In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions. In some cases, the lender may require collateral to secure the loan and ensure repayment. Loans may also take the form of bonds and certificates of deposit (CDs). It is also possible to take a loan from a 401(k) account. The Loan Process Here’s how the loan process works. When someone needs money, they apply for a loan from a bank, corporation, government, or other entity.

The borrower may be required to provide specific details such as the reason for the loan, their financial history, Social Security Number (SSN), and other information. The lender reviews the information including a person’s debt-to-income (DTI) ratio to see if the loan can be paid back.